Individual Card


Individual Bank cards allow you to easily access your account, transfer money and withdraw cash at any ATM or POS terminal within the FMFB-T and Korti Milli (National Payment System) Network.

These cards can also be used to make payments for goods and services at several stores all over Tajikistan. 

Quick Facts

  Currency of Cards



Korti Milli (Cards of Tajikistans National Payment System)

  Minimum balance


  Maximum balance


  Cash Withdrawals 

Any FMFB-T Service Outlet 
Any ATM or POS terminal within the Korti Milli Network nation-wide

  Method of Card Account   Replenishment

Funds can be added to cards through cash and non-cash methods:


Any FMFB-T Service Outlet

Any FMFB-T Cash-in Terminal 


Money transfer from another FMFB account (online or at FMFB service outlet)
Money transfer from another bank

  Services Offered for   Bank Cards

Cash Withdrawal
Free payments for purchase of goods and services all over Tajikistan
Balance Enquiry via ATMs, POS terminals or Online
Mini statement account via ATMs or Online
Person-to-Person Money Transfer via ATMs or Online
SMS Notifications

  How to Access Online   Banking

Refer to Online Banking section of Bank


See Tariffs page for further details


Easy to Apply FMFB is one of the quickest at issuing bank cards
Convenient funds can be easily withdrawn from any FMFB service point as well as any of the ATMs within the Korti Milli network
Affordable - using Korti Milli Cards at ATMs is cheaper than VISA and Master Card (eg. for 100 TJS cash withdrawal, the fee is 1 TJS with KM cards vs. 18 TJS with VISA)
Easy Money Transfer online banking allows you to easily transfer money from your card account to those of your loved ones living anywhere in Tajikistan, free of charge!
Currency Flexibility Card accounts can be opened in TJS, USD, EUR or RUR
Free Payments free payments using bank card reduce the need to carry cash

How to Apply

Card accounts can be opened at any FMFB-T branch or banking service centre.

Clients should bring with them the following documents:

Copy of a valid passport